Recent Department of Labor (DOL) Fiduciary Rule changes may have you wondering, “Who’s really advising me?” Asking the right questions can help guide you to the appropriate path for your unique financial and lifestyle goals.
June brings some extra dividends from funds which pay semi-annually. It’s also when investors have more difficulty understanding their account statements. A basic knowledge of dividends and how they’re reported can replace frustration with understanding.
Companies are finally turning performance from “worst-since” to “best-since” while wrestling rising hurdles in a radically changing environment. Expectations have risen to over 20% growth, much of which markets have priced-in at peril of a more serious correction.
Like Shakespeare’s plays, markets are human nature on display. Expectations become extended with rallies as the best outcomes are priced-in. But in protracted corrections, hope ebbs as the worst outcomes are discounted. Today’s market is where “oft expectations fail”.
Have you watched The Dow thinking why your stock portfolio is acting differently? Have you wondered what to expect in good markets or bad? Learning simple facts about indices, benchmarks, and performance strategies will shed light on many questions.
US companies face unrealistically high expectations for 2017 earnings growth, while contending with stock prices which have jumped ahead to record levels. Markets don’t react well when priced-in expectations disappoint.
As January comes to a close, you will no doubt hear someone quote the January Barometer – “As January goes, so goes the year.” January is looking good so far this year, so 2017 should end positive, right? But is this real research or fake science? At Coherent, we vetted this theory and share our findings with you.
PEORIA, AZ – January 17, 2017 – Coherent Financial Advisers, an independent Registered Investment Adviser (RIA) based in Arizona, celebrates its first year, offering financial planning, investment management, and employer benefits guidance to select clientele. Coherent was founded in January of 2016 by Thomas J. Pietrack, CFP® and Sargon Y. Zia, CFA, consolidating their experience from Charles Schwab, The Vanguard Group, and other smaller boutique firms.
Winds of change have swept across the geopolitical landscape from 2016 and into the new year. How markets will be affected in 2017 and beyond will be the focus of much speculation. At Coherent, we would rather rely on tangible market factors more easily observable than wind.
Do you lack time for or interest in planning your portfolio holdings in more detail? Or have you been putting off investing in the markets altogether? Balanced and target date funds help simplify the investment process by delegating many decisions to the fund manager.